Savings & Investment

PRUElite Flex

Flexible guaranteed lifetime income — growing wealth across generations.

PRUElite Flex pays guaranteed yearly income (FlexIncome) from your very first policy year until age 80 or 100. Receive it, or reinvest it for growth — then pass on wealth with the unique Policy Split Option.

Why this plan

Key Benefits

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Guaranteed FlexIncome

Guaranteed annual income from policy year 1 until age 80 or 100 — receive it as cash or reinvest for potential growth.

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Policy Split Option

Split your plan into up to 16 policies across two rounds — distributing wealth to your family exactly as you intend.

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Guaranteed Issuance

Zero health questions and no financial underwriting required.

Plan Highlights

  • Guaranteed yearly income from the first policy year
  • Premium terms of 5, 10 or 20 years — or lump sum at a special rate
  • Guaranteed Maturity Benefit of up to 1,500% of annualised premium
  • Split into up to 16 policies for multi-generational wealth transfer
  • Alternate Life Assured option to extend the policy across generations

Who is this for?

👤 High-net-worth individuals planning legacy
👤 Retirees wanting guaranteed lifetime income
👤 Parents distributing wealth across children
Good to know

Frequently Asked Questions

It's a guaranteed percentage of your annualised premium that steps up over time — for example, with a 20-year premium term and coverage to 80, FlexIncome starts at 30% and rises to 60% of annual premium in later years. Annabel can prepare a personal illustration.
After completing your premium term, you can split the policy twice, each split creating up to 4 new policies (16 max) — a seamless way to allocate wealth to different family members.
No — PRUElite Flex comes with a Guaranteed Issuance Offer: zero health questions and no financial underwriting.

Product information is a summary for reference only. Benefits, terms and conditions are governed by the policy document. Ask Annabel for the full product disclosure sheet and a personal illustration.

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Ready to secure your future?

Get a personalised recommendation — no pressure, no jargon. Annabel will walk you through exactly what fits your life and budget.

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