Life & Protection

PRUTerm

Pure life protection at an affordable premium.

PRUTerm is straightforward term life insurance: high coverage at low cost, for a period you choose. Ideal for covering income-earning years or specific liabilities like a mortgage.

Why this plan

Key Benefits

๐Ÿ’ช

High Coverage, Low Cost

Get a large sum assured at a fraction of the premium of whole-life plans.

๐Ÿ“‹

Simple & Transparent

A straightforward death benefit payout โ€” no investment component, no complexity.

๐Ÿ“†

Flexible Term

Choose a coverage period that matches your responsibilities, such as until your mortgage is paid or children are independent.

Plan Highlights

  • Maximum protection per ringgit of premium
  • Simple, easy-to-understand death benefit
  • Match the term to your liabilities and dependants' needs

Who is this for?

๐Ÿ‘ค Young families on a budget
๐Ÿ‘ค Breadwinners protecting income-earning years
๐Ÿ‘ค Anyone needing mortgage or loan protection
Good to know

Frequently Asked Questions

Term insurance covers you for a fixed period with no savings or cash value, which is why premiums are much lower. If you outlive the term, coverage simply ends.
A common approach is to cover your income for the years your family depends on it, plus outstanding debts. Try the Life Coverage Calculator on this site for a personalised estimate.
Yes โ€” many clients use term insurance to top up protection during high-responsibility years alongside a whole-life or investment-linked plan.

Product information is a summary for reference only. Benefits, terms and conditions are governed by the policy document. Ask Annabel for the full product disclosure sheet and a personal illustration.

You might also like

Ready to secure your future?

Get a personalised recommendation โ€” no pressure, no jargon. Annabel will walk you through exactly what fits your life and budget.

Book a Free Consultation WhatsApp Annabel