PRUTerm

PRUTerm is straightforward term life insurance: high coverage at low cost, for a period you choose. Ideal for covering income-earning years or specific liabilities like a mortgage.

Why this plan

Key Benefits

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High Coverage, Low Cost

Get a large sum assured at a fraction of the premium of whole-life plans.

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Simple & Transparent

A straightforward death benefit payout — no investment component, no complexity.

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Flexible Term

Choose a coverage period that matches your responsibilities, such as until your mortgage is paid or children are independent.

Want the most protection your budget can buy?

PRUTerm gives your family a big safety net for a small premium — perfect while you're covering a mortgage or raising kids. Let me work out the right amount with you. Drop us a call and let's talk.

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Plan Highlights

Maximum protection per ringgit of premium
Simple, easy-to-understand death benefit
Match the term to your liabilities and dependants' needs

Who is this for?

👤 Young families on a budget

👤 Breadwinners protecting income-earning years

👤 Anyone needing mortgage or loan protection

Good to know

Frequently Asked Questions

Term insurance covers you for a fixed period with no savings or cash value, which is why premiums are much lower. If you outlive the term, coverage simply ends.

A common approach is to cover your income for the years your family depends on it, plus outstanding debts. Try the Life Coverage Calculator on this site for a personalised estimate.

Yes — many clients use term insurance to top up protection during high-responsibility years alongside a whole-life or investment-linked plan.

Product information is a summary for reference only. Benefits, terms and conditions are governed by the policy document. Ask Annabel for the full product disclosure sheet and a personal illustration.

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