Life & Protection

PRUWith You Plus

A life plan that grows with you — and extends to your loved ones too.

PRUWith You Plus is a life insurance and investment plan in one, with coverage that automatically increases over time and a policy term that extends up to age 100. It even protects your young children at no extra cost.

Why this plan

Key Benefits

📈

Sum Assured Booster

Your sum assured grows 1% every year, up to 50% of the Basic Sum Assured — at no extra cost. Paid upon death, TPD or maturity at age 100.

👶

Child Benefit

All your children are automatically protected from birth to age 7 with death and child-illness coverage at an extra 30% of your Basic Sum Assured — no underwriting, no extra cost.

🎯

Goal Achievement Benefit

A one-time RM500 cash reward when you hit a life milestone: travelling to 10 countries, doubling your salary, owning a home, getting married or welcoming a child.

Plan Highlights

  • Coverage automatically extends up to age 100
  • Sum Assured Booster grows your protection every year from policy year 2
  • Children covered from birth to age 7 at no extra cost
  • RM500 milestone cash reward (entry age 25 and below)
  • Customise with medical, critical illness, accident and payor riders

Who is this for?

👤 Young adults starting their career
👤 Newlyweds and new parents
👤 Anyone who wants protection that grows with life
Good to know

Frequently Asked Questions

From the 2nd policy year, your sum assured automatically increases by 1% per year, up to 50% of your Basic Sum Assured, with no increase in premium. The boosted amount is payable on death, total permanent disability, or at maturity (age 100).
Yes. From birth until age 7, all your children are automatically covered for death and specific child illnesses at an additional 30% of your Basic Sum Assured — no underwriting and no additional cost (for policies with term to age 70 and above).
Yes. PRUWith You Plus is a popular base plan for riders like PRUMillion Med 2.0 (medical), PRUMy Critical Care (critical illness), accident and payor riders.

Product information is a summary for reference only. Benefits, terms and conditions are governed by the policy document. Ask Annabel for the full product disclosure sheet and a personal illustration.

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