Medical

PRUMillion Med 2.0

Be at ease — RM2 million annual coverage, refreshed yearly, with no lifetime limit.

PRUMillion Med 2.0 is the 'Be at Ease' plan of the PRUMillion Med Series: comprehensive medical coverage with a RM2 million annual limit refreshed every year, no lifetime limit, and the option to boost it further with PRUMillion Med Booster 3.0.

ℹ️ This is a rider that attaches to a base plan such as PRUWith You Plus. Speak to Annabel to find the right combination for your needs.
Why this plan

Key Benefits

🏥

RM2 Million Annual Limit

Refreshed yearly with no lifetime limit — serious or recurring illness never exhausts your protection.

🎗️

Comprehensive Cancer Coverage

Includes genomic testing for more accurate diagnosis, cancer treatment, and follow-up care during cancer remission.

🚀

Booster 3.0 Upgrade

Add PRUMillion Med Booster 3.0 for unlimited Room & Board and ICU days, an annual limit that auto-increases RM100,000 every year, maternity complications coverage and more.

Plan Highlights

  • RM2 million annual limit, refreshed yearly, no lifetime limit
  • Cancer coverage including genomic testing and remission follow-up care
  • Pre- and post-hospitalisation, outpatient cancer and kidney dialysis treatment
  • Flexible cost-sharing (deductible) options to manage affordability
  • Booster 3.0: unlimited R&B/ICU days, +RM100k annual limit yearly, 13 maternity complications, post-hospitalisation care extended to 365 days, RM500 yearly No Claims Benefit
  • PRUPanel Plus network: waived admin fees and deposits at selected hospitals

Who is this for?

👤 Anyone without adequate medical coverage
👤 Those upgrading an older medical plan
👤 Families wanting one strong medical safety net
Good to know

Frequently Asked Questions

Unlimited days for Room & Board and ICU (vs 150 days per year), a guaranteed annual limit increase of RM100,000 every year, coverage for 13 maternity complications during and after childbirth, post-hospitalisation treatment for serious conditions extended from 180 to 365 days, double coverage for home nursing care, extended outpatient physiotherapy, and a RM500 No Claims Benefit yearly for preventive care when you stay claim-free.
If you made no claims in the preceding year, you can redeem up to RM500 (voucher or reimbursement) for preventive care — health screenings and wellness programmes — rewarding you for staying healthy.
A deductible is the amount you (or your existing/employer plan) pay first before this plan covers the rest. Choosing a deductible significantly lowers your premium — ideal if you already have basic coverage elsewhere.
It attaches to investment-linked plans like PRUWith You Plus. Annabel can recommend the right base plan structure.

Product information is a summary for reference only. Benefits, terms and conditions are governed by the policy document. Ask Annabel for the full product disclosure sheet and a personal illustration.

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