Medical

PRUValue Med

Flexible, affordable medical coverage that works with what you already have.

PRUValue Med covers your hospitalisation and surgical expenses with flexible Med Saver and Deductible options — so you can pair it with an employer plan and keep premiums low, or use it as standalone coverage.

ℹ️ This is a rider that attaches to a base plan such as PRUWith You Plus. Speak to Annabel to find the right combination for your needs.
Why this plan

Key Benefits

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Med Saver & Deductible Options

Choose how much you self-cover first — the higher the amount, the lower your premium.

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Works With Employer Plans

Designed to complement existing coverage: your employer plan covers the first layer, PRUValue Med covers the rest.

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Full Hospital Coverage

Hospitalisation, surgical, pre- and post-hospitalisation expenses covered per plan terms.

Already have some cover from work?

PRUValue Med is built to top up what you already have, so you're not paying twice. Let's look at your current plan together and find the gaps. Just drop us a call.

Book a Free Consultation WhatsApp Annabel

Plan Highlights

  • Flexible Med Saver or Deductible to control premium
  • Ideal top-up alongside employer medical coverage
  • Comprehensive hospitalisation and surgical benefits
  • Option to set your Date of Deductible to match your other plan's reset date

Who is this for?

👤 Employees with basic company coverage
👤 Budget-conscious buyers
👤 Families needing flexible medical protection
Good to know

Frequently Asked Questions

Both reduce your premium by having you (or another plan) cover a first layer of costs. Med Saver applies per disability; Deductible applies per policy year. Annabel can help you choose based on your existing coverage.
PRUValue Med picks up eligible expenses above your deductible layer — and if you leave your job, you still have your own medical plan in force.
Yes — you can set the Date of Deductible to align with your existing plan's annual limit reset date to avoid coverage gaps.

Product information is a summary for reference only. Benefits, terms and conditions are governed by the policy document. Ask Annabel for the full product disclosure sheet and a personal illustration.

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