PRUMillion Med Active 2.0

PRUMillion Med Active 2.0 is the 'Be in Control' plan of the PRUMillion Med Series: the same comprehensive RM2 million annual coverage, with Active Pricing that gives you an instant discount of up to 15% on medical insurance charges and rewards you for staying healthy.

ℹ️ This is a rider that attaches to a base plan such as PRUWith You Plus. Speak to Annabel to find the right combination for your needs.

Why this plan

Key Benefits

⚡

Active Pricing

Enjoy an instant discount of up to 15% on medical insurance charges — keep it for as long as you don't claim. Small claims only pause the discount temporarily.

🏥

Same Strong Foundation

RM2 million annual limit refreshed yearly, no lifetime limit, cancer coverage with genomic testing, pre- and post-hospitalisation care.

🚀

Active Booster 2.0

Boost to unlimited R&B/ICU days, auto-increasing annual limit (+RM100,000/year), maternity complications coverage, extended post-hospitalisation care and a RM500 yearly No Claims Benefit.

Rarely see the inside of a hospital?

Then you shouldn't be paying like you do. PRUMillion Med Active rewards you for staying healthy — let me show you how the discounts work. If it's not right for you, no worries at all. Drop us a call.

Book a Free Consultation WhatsApp Annabel

Plan Highlights

Instant discount of up to 15% on medical insurance charges
Pay less when you claim less — discount resumes after claim years
RM2 million annual limit, refreshed yearly, no lifetime limit
Flexible deductible and cost-sharing options
Optional Active Booster 2.0 for unlimited R&B/ICU days and more
PRUPanel Plus network: waived admin fees and deposits at selected hospitals

Who is this for?

👤 Healthy individuals who rarely claim

👤 Cost-conscious medical plan buyers

👤 Those with employer coverage seeking a top-up

Good to know

Frequently Asked Questions

You start with an instant discount of up to 15% on medical insurance charges. Claims below RM5,000 only raise your premium temporarily for a year before the discount resumes. Larger claims step the premium up in tiers for a few years — then the discounted rate returns as you stay claim-free.

Premium rates are not guaranteed (as with all medical plans in Malaysia), but the Active Pricing mechanism — the discount structure for claim-free years — is a built-in feature of the product.

Same comprehensive coverage foundation. Million Med 2.0 ('Be at Ease') has level pricing for maximum certainty; Active 2.0 ('Be in Control') rewards health-conscious customers with lower charges when they claim less.

Product information is a summary for reference only. Benefits, terms and conditions are governed by the policy document. Ask Annabel for the full product disclosure sheet and a personal illustration.

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