Critical Care | Annabel Ong

Critical Care is an accelerated critical illness rider providing a lump sum payout of 100% of the rider sum assured upon diagnosis of any of 80 covered conditions.

ℹ️ This is a rider that attaches to a base plan such as PRUWith You Plus. Speak to Annabel to find the right combination for your needs.

Why this plan

Key Benefits

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80 Conditions

Lump-sum protection across 80 late-stage critical illnesses.

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100% Lump Sum Payout

Full rider sum assured on diagnosis, plus 10% (max RM25,000) for angioplasty prior to a major claim.

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Affordable Entry Point

As an accelerated rider, it's a cost-effective way to add CI protection to your base plan.

Plan Highlights

80 late-stage critical illness conditions
100% of rider sum assured on diagnosis
10% payout (max RM25,000) for angioplasty
Cost-effective accelerated rider structure

Who is this for?

👤 Budget-conscious protection seekers

👤 First-time CI buyers

👤 Young professionals

Good to know

Frequently Asked Questions

Payouts under this rider reduce your basic (life) sum assured accordingly. It keeps premiums lower — if you want claims paid on top of your life coverage, look at Critical Care Plus or Total Multi Crisis Care.

Critical illness riders have a waiting period and survival period as defined in the policy — Annabel can walk you through the specifics before you commit.

Yes, upgrade options to Critical Care Plus or Total Multi Crisis Care may be available — eligibility depends on your policy and health status.

Product information is a summary for reference only. Benefits, terms and conditions are governed by the policy document. Ask Annabel for the full product disclosure sheet and a personal illustration.

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